Looking for a Stable Investment in an Unstable Market?

Risk Averse?

First off, isn’t it great to buy a house these days with such low interest rates?  Our parents paid upwards of 14% back in the 80s for a mortgage and we are paying something like 3-4% nowadays.  Because interest rates are so low, it has downstream effects.  It’s great for home buyers to afford a lower monthly payment without paying too much interest on the loan.  The economy has been stimulated over the past 4 years providing a tremendous bull market leaving stocks at record highs.  How do you think this impacts banks and financial institutions?