Buying a House – Stuff to Think About…Part 3

buying-a-homeWe’ve gone through the first two sections about things to think about when buying a house.  The first section covered mortgages, credit, and how the length of the mortgage (15,20,30 years) will impact how much principle you pay.  The second section was more about the location, schools, crime rates, and repairs at a high level.  This third and final section will get more into those possible repairs or upgrades you might be looking at in your dream house.

Let’s get right into it!

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Buying a Home – House Buying Tips… Part 2


Buying a home is a big commitment. There are many decisions to make so try and keep the emotions in check.  Your financial prowness is needed because there are lots of expected and unexpected expenses coming your way in the future.

If you missed Part 1 regarding financing the mortgage, please Click Here…

Beyond just liking you future home, there are several factors to keep in mind that will affect everything from your happiness, safety, expenses, to the future re-sale value of the home.  These factors are listed below.

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Buying a Home – House Buying Tips…Part 1 with Mortgage Choices

Many look at buying a house as one of the happiest days of their lives.

For most, it’s an emotional experience.

How do you think mortgage brokers, real estate agents, and the businesses looks at it?

Not emotional.

It’s a business transaction, that’s all.

How to make a smarter decision when buying a home…


Before you jump into purchasing your dream home, here are some practical angles to think about…

  • How will you afford the house?
  • Are you putting 20% down (20% of the purchase price)?
  • Is the money available now?
  • Do you have an emergency fund?
  • Are there are home improvements that will be required to your new house?
  • Will you be getting a 15, 20, or 30 year mortgage?

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FREE EBOOK – Curious about Investing?

I get asked lots of time to help breakdown finances, investing, and the stock market from folks around me.  While I do have a full end-to-end published book on Investing with Strategies available here, I put together a shorter read to help someone understand how to get started.

It’s also available on for $0.99 if you would like to contribute to my writing.

Hope you enjoy!

Click Below for the FREE Ebook!

Are you Curious about Long Term Wealth and Investing

Difference Between a Roth IRA and Regular IRA

Why would you want an IRA?  Retirement, right?

Roth or Traditional?

What’s the difference?

Would you rather a tax credit now or pay no taxes later?

When will you need the money?

Maybe you want both… Continue reading

Investment Idea – Safety and Dividends with Insurance IAK

How is your portfolio lately?  Not so rosy?  Too much risk?  Is the stock market continues to turning your stomach?  How about taking a look at a much lower risk investment idea that will provide steady growth with dividends instead.  I’m talking about investing with insurance.  There’s an ETF made up of several insurance companies, which spreads out the risk even more, that is that opportunity called IAK.


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Advice for Young Investors from Someone who’s Been There…

I recently had an opportunity to sit down with Randy Warrum, a succesful director at a Fortune 100 company.  I wanted to discuss our different investment styles and get another perspective on investing from someone who is on the verge of retirement vs. someone in the journey.  He gives some solid advice to younger generations and I share my strategies as well.  Here’s a transcript of our conversation.  Take a look!

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Double your Money in 7 Years – Golden Rule of 72

I wrote last week about How to Double your Money Every 7 Years, here’s more evidence of how and why.


Golden Rule of 72

There is the rule called the Golden Rule of 72 I want to introduce to you.  It explains how investing money can and will double in value from the original amount.  This rule is directly related to the rate of return the investment yields.  In the previous article, since we know the standard stock market rate of return of 11%, we take the golden rule of 72 and divide it by 11 and that yields an answer of 6.5455.  Basically, this tells us that the original money investment will double every 6.5 years according to the rule.  Basically, take your return and divide it by 11 and you will see how long it will take for your investment to double. Continue reading

How to Double your $$Money Every Seven Years

Grow your money with Investing

This is 100% possible with the magic of compound interest and how if you start investing in almost ANY stocks early enough in life.  Almost any stock with enough time will increase in value.  It really does make the difference on your potential Return on Investment (ROI) between hundreds of thousands of dollars.  Yes, that’s right, I said hundreds of thousands could be the difference when starting your investment plan Continue reading